Crypto.com and BingX are two distinct cryptocurrency platforms that offer varying services and features to users.

Crypto.com, a Hong Kong-based exchange and platform, enables users to purchase, trade, and spend cryptocurrencies. They have the Earn program which allows users to earn annual returns of up to 14% on deposits by lending their chosen cryptocurrencies among 30 options. They also provide access to exclusive NFT collections, spot trading and exchange options with deep liquidity, low maker and taker fees, a referral program, and a unique Cashback Visa card that acts as a rewards debit card. However, customer reviews have raised concerns about high transaction fees and spam emails.

On the other hand, BingX is an international digital financial institution that offers services in various countries like North America, Canada, the EU, Hong Kong and Taiwan. BingX offers financial services such as lending, borrowing, staking, and buying and selling of cryptocurrencies. They have a referral program, a trading competition, and a copy trading feature which enables users who don't have the luxury of time or new to crypto to choose their trader of choice and follow their trade(s).

In summary, both Crypto.com and BingX are different in terms of services and features, and the best option will depend on the user's needs and preferences. It is essential to research both platforms thoroughly and consult with financial advisors before making any investment decisions.