Third-party car insurance, often referred to as 'act only cover,' provides financial protection in the event your vehicle is involved in an accident that results in damage to life, limbs, other vehicles, or property. Third-party car insurance concerns for car owners regarding their financial responsibility towards third parties in case of accidents.

As per the Motor Vehicles Act, owning third-party insurance for four-wheelers is mandatory in India, and operating a vehicle without this coverage is considered illegal in the country. You can secure this policy by either directly approaching an insurer or opting for the hassle-free and time-saving option of purchasing third-party car insurance online in just a few minutes.

What does third-party car insurance Cover:

Third-party car insurance provides coverage for the financial liability you may face when your vehicle is involved in an accident that results in harm or damage to others. Specifically, it covers the following:

• Injury or Death: If your vehicle causes injury or death to another person in an accident, third-party insurance helps cover the medical expenses or compensation that you may be legally obligated to pay.
• Property Damage: This insurance covers the cost of repairing or replacing property, such as other vehicles, buildings, or infrastructure, damaged due to the accident caused by your vehicle.
• Legal Expenses: Third-party insurance can also assist in covering legal expenses if the affected party decides to take legal action against you. It may include court fees, lawyer fees, and other legal costs.

It's important to note that third-party insurance does not cover damages to your own vehicle or injuries you or your passengers sustain in an accident. For comprehensive coverage that includes these aspects, you would need to purchase a comprehensive car insurance policy.

Third-party insurance is typically mandatory in many countries, including India, to ensure that individuals take financial responsibility for any harm or damage they may cause to others while operating a vehicle.

Quickinsure offers a user-friendly platform for individuals to secure their vehicles with ease. Whether you're looking for comprehensive coverage or third-party car insurance online, QuickInsure provides a range of options to suit your needs and budget.